Our Specialties“Understand the past and plan for the future, and make sure your plan is based on what’s personally important to you.” With Society for Lifetime Planning, you can expect individualized attention and in-depth vision. Our mission is to prepare you for some of life’s most important events and work with you as you make significant decisions. Here are some of the most common questions we receive. Contact us (link) if you have questions of your own.
Higher learning, higher expense. We can discuss what’s new and what makes sense for your particular situation. What are the tax benefits of a 529 Plan? How is UGMA dangerous? Will my assets disqualify my child for student aid? What is a “pre-paid” college plan? What is the best way for a grandparent to save for college?
It’s not as simple as just adding your children to your accounts or naming a beneficiary. If you die, you want to make sure your assets get to the right person and don’t have to go to probate. But mistakes along the way can lead to unintended consequences. Let Lifetime Planning help answer the following questions: What is probate? What is the difference between a will and a trust? What pitfalls exist in joint ownership? Would a Quit Claim Deed benefit me? Why do I need a Power of Attorney?
You’ve heard it a thousand times (that’s because it is true): It’s never too early (or too late) to start planning for your retirement. Do you need answers to help you get started? Now is the perfect time. Do I have enough money to retire? How do I protect my income? Is it time to reallocate assets to bonds or do I still need growth? When should I take my Social Security? Should I take my pension in “life only” or “survivor”?
We have an active Women’s Program designed to help women at various stages of life and with various levels of investment knowledge. As women face important issues, Society for Lifetime Planning stands by to help them build a future filled with the treasures of a lifetime. Here are just a few of the questions we can answer: What Social Security will I be entitled to? What could happen to our pension checks? Are our assets titled to protect us from probate? Do I know what our investments are and why we own them? How will my situation/income change if I’m left alone?
It’s called the “Sandwich Generation.” You’re raising your own children but now you have the added responsibility of watching over your parents. You’re carrying the load of supervising three generations. How do you divide your time while carving out your own life? What legal work needs to be in place for me to assist my parents when the time comes? What are the “warning signs” my parents may need help? What financial obligations do I have with my parents? How do I protect my parents’ assets? What happens if they need to move to a nursing home?
Many of these questions have complex answers, please feel free to contact us so that we can discuss how solutions may apply to your situation. |
